Store money safely — Secure your hard-earned cash with end-to-end encryption; Transfer cash instantly — Transfer money to other MoMo wallets or send cash vouchers to any South African cellphone number; Simplify your shopping — Scan QR codes to pay for products and services through MoMo partners; Pay your bills — Keep. Once you register, you can send and receive money, pay your bills, and pay for goods and services straight from your mobile phone. Which countries can I send money to? admin 2020-02-07T10:25:21+00:00. This service will allow you to transfer airtime only. 4. MoMo has expanded into 16 markets and the electronic wallet has evolved beyond basic transactions. Input your MoMo PSB number without the first 0 as account number, i. Now, select your Mobile Money service to pay with. MTN users would use Share and Sell, while other networks can simply transfer. Open Recharge2Cash and click Convert Airtime 2. Enter MM PIN code. To cash out, you can visit an MTN store, a partner bank, or an agent. You can also send money from a retail partner - Simply present your South African ID at the till point and provide your cellphone number and the recipient’s. Type in the relevant dial code below (followed by the pin code you have received via sms) to load the data. Select ‘Confirm’We are playing a key role in the evolution of mobile financial services (MFS) to mobile financial platforms (fintech) by offering in-store payments, remittances, prepaid services, mobile wallets, micro-loans and micro-insurance. Select the country, amount of airtime and type the receiver’s number. Loans, savings, insurance, remittances, payment options and more. eezi. Click Review Request. You can use the full XtraTime amount or a portion of it – you’ll only repay what you use plus the service fee. Dial MTN Mobile Money short code: *170#. Choose the transfer airtime option and follow the prompts. Stax is a simple way to send money, buy airtime, and receive money across Africa. Apart from cash reversals, it is also possible to reverse airtime. One is that you get the correct account number for the Hollywoodbets bank account you are depositing into. Click on the “Airtime Share” option on the main menu. A pop-up message will be sent to the receiver to approve reversal. Which app can I use to transfer airtime? 3. You will receive an SMS confirming the transaction. How can I get MoMo number in Nigeria?GSMAUsers will be charged for the airtime in South African Rands, from their MoMo wallet, and it will reflect in the relevant local currency in that specified country. Modern internet banking. Without a doubt, the best way to send money from South Africa to MTN Mobile Money in Zambia is to choose an online money transfer provider that supports MTN Mobile Money payouts in Zambia. . To convert your airtime into cash, simply follow the steps outlined below: Dial *170#. Transact from as little as R20 on the MTN MoMo App and get access to the MoMo. Select "Mobile User". You can adhere to these methods to transfer airtime on MTN in South Africa: Dial *136# on your mobile phone and press “send” or “call”. Buy airtime & bundles. Enter the recipient’s MTN number. Voucher – the customer dials a network USSD string that is printed on the printed slip; Direct Top-Up (pinless) – the trader enters the customer’s MSISDN on the device and tops up the customer’s mobile balance with the paid for amount. South Africa Contact us: 135. Withdraw cash at any authorized MTN Mobile Money agent via MTN MoMo App; Top-up MTN airtime via MTN MoMo App; Pay bills via MTN MoMo App; Buy and pay for insurance via MTN MoMo App; Pay employee salaries, airline tickets, school fees and other goods and services via MTN MoMo App; You can transfer funds from your bank directly to your MoMo account. Dial the Tingg short code, *234#. e. Enter the mobile number of the person to whom you want to send airtime. Here’s How it works. No monthly fees. Download the app and register for a MoMo account in minutes! MoMo is the future of banking: - No monthly fees – you pay per. MoMo is available to all customers on any network. Download the MoMo App. How to download and use the Xoom app. Press the option 1 — Proceed. About Mobile Money is a Financial service which can be accessed on the phone and offers services like sending and receiving money, bill payment, international money remittance services as well as Loans and savings at the comfort of your mobile phone. How To Transfer Airtime Using MTN App Go to the Google Play store or iOS for iPhone and Download MTN App. Track your payments and view your transfer history from anywhere. Remitly also offers a range of other transfer options, including bank deposits, cash pickups, and mobile wallet transfers, so you can choose the most convenient and secure way to send and receive money. Simbapay is an Africa-focused money transfer startup that lets customers send money to friends and family around Africa in a fast, seamless, and cheap way. Learn the basics of MTN MoMo API, view available resources and join a community of developers building with the MoMo API. Scratch the card to reveal the PIN. What XtraTime costs. Select Send Money. It is also the first to allow the direct transfer of mobile wallets to another telephone network as part of the platform of the central African interbank electronic banking. Tariff. It is one of the fastest and convenient method of sending money to your family and friends in Ghana, Zambia, Ivory Coast, South Africa, Liberia, etc. Dial *138# to access the MTN bundle menu. Enter the recipient's mobile number starting with the country code (eg 250 for Rwanda, 255 for Tanzania, etc) Enter Amount. The service makes it possible for subscribers to operate a money wallet with which they can make payments, transfer, receive funds and carry out other transactions. We have. Make sure you have entered everything correctly to avoid sending the airtime to the wrong number. Wireless carrier MTN Group and global payment services giant Western Union Co. All the services you need - are available on MoMo, including: Money Transfer, Payment, Earning Profits with God of Fortune and features such as Recharge your phone, Buy 3G/4G data, Pay all bills , Buy. South Africa Contact us: 135. Introduction. Users will be charged for the airtime in South African Rands, from their MoMo wallet and it will reflect in the relevant local currency in that specified country. Voucher – the customer dials a network USSD string that is printed on the printed slip;. Option 1: WorldRemit. The handy trick is that with Airtel Money, you can send and receive money across networks. You can also receive up to R200 per day and R1 000 per month. You can also check the MTN website or contact a local MTN Mobile Money. But first, add cash to your MoMo Wallet in one of these 5 easy ways: Go to any MTN store. Fast, easy, secure, convenient. MTN Mobile Money (MoMo) is simple and safe to use, with no monthly fees to worry about! It’s available for everyone, on any South African cellphone number. Reach out, toll-free now: 💬 WhatsApp (8am-5pm): 076 882 2775 📱 SMS (24 hours): 31393 📞 Call (24 hours): 0800 456 789 See moreApr 18, 2016. Send money to mobile phone users on other local networks. Cameroon . Type in your 13-digit ID number. Choose the wallet that works for you: WeChat Wallet, Instant Money Wallet, or the award-winning Shyft Global Wallet that lets you store up to four currencies on your phone. However, to avoid abuse of the reversal system, MTN has put some terms and conditions in place. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, Send Money to another Cellphone, pay to a bank account and more. Kazang makes it safe and easy for spaza shops and informal traders to sell prepaid airtime, data, electricity, and other services from our devices or Kazang mobile app. Bulelwa’s expertise extends beyond the technical aspects, as they also provide insights into customer experiences, industry. For receiving mobile money in Uganda, that’s how it’s possible: Select “Mobile money transfer”. For Bills Payments. What is the code for MoMo pay? How to use MoMo Pay. T&C apply. Go to “international mobile recharge”. We'd love to hear from you. So, the person either pays you with cash or they can pay. Sign up with your email address and choose a strong password. Independence Avenue, West Ridge, Accra. Pay with your EziPay Balance. Click on the voucher type and tap the button to deposit now. To get airtime now and pay later: Dial *136*2#, select ‘Xtra Time’ and follow the prompts. Pay bills. If you can imagine it, you can build it with Paystack. The best way to send money from the USA to Kenya via M-Pesa is to choose a digital money transfer platform. Load cash to your wallet and get 1GB social data for R15. There are three ways to add money to your MoMo wallet: through the MoMo app, by dialing *120*151, or from a bank card or account. Selecting option 1. Postal Address. Input your MoMo PSB number without the first 0 as account number, i. 7%, Senegal- 16. Select "Transfer Money". Read also. Money transfer, bill payments, money deposits, etc. 1. 00 for each of your withdrawals or deposits for your customers below N10,000. How To Transfer Airtime On MTN. It has since amassed over 280 million users across Africa due to its quality services. Among its most brilliant discoveries is the MTN MoMo which stands for MTN Mobile Money. Enter 7 for airtime reversal. Wallet to your Bank Account. Fill in your details. We’ll create opportunities for you to earn more money, make shopping easier for your customers, and grow your business with our one-stop-shop offering. Take note: The above procedure wouldn’t work for individuals using a merchant. Request the voucher KEY from the sender. Even though MTN doesn’t allow you to directly convert your airtime into Mobile Money, you can still convert that money into cash or Mobile Money. Dial *120*151# and follow the onscreen prompts to get started. Confirm your selection by pressing one on the dialler and move to the next window. 2 minute read. Is MTN mobile money. Create your own password or keep the one generated for you. za and tap Login or Sign Up. . #2023#tricks#momo Watch the video to be able to buy data from one network to another using mobile moneyMobi. Choose option 1 (For Self) or option 3 (For Others) If you select option 2, enter the recipient’s phone number. 50% Extra Minutes and Data. Select the Method of voucher numbering from the Methods of Numbering list, which appears as shown below: Please note that the MOMO voucher key is 8020. Navigate to the dialer app on your phone and dial *000000# > Select 101 > Select 202 and click Ok. One of the most significant enhancements we've made to. Top up prepaid phones in South Africa with Rebtel! Services. This is a deposit method very popular in Africa, in countries such as South Africa and Ghana. 00. Follow the steps below to reverse airtime transfers. Load cash to your wallet and get 1GB social data for R15. have a valid MoMo wallet;. If you prefer to transfer airtime by SMS, send 2u Recipient number Amount PIN to 432. Any one outside Cameroun who has access to an authorized Money Transfer Operator web site or App or Agencies, can use it to send money to a MoMo Account in Cameroon. Sign up. Good morning I want to learn how I can convert my airtime to cash in my Momo wallet. Eg. g. Enter 7 for Wallet. Log in to your account or create one if you haven’t already. Enter Vodafone Cash PIN to confirm. All you need is a smartphone, a debit or credit card, and to be a UK resident. One of the most significant enhancements we've made to. You can. You can withdraw cash from your MoMo PSB wallet by visiting a MoMo Agent or transferring to other banks. The recipient will receive an SMS notification with the airtime transferred. First go to your phone dialer and press *130*321#. Select the Method of voucher numbering from the Methods of Numbering list, which appears as shown below: Please note that the MOMO voucher key is 8020. . Go to “international mobile recharge”. MoMo is available to all customers on any network. Visit the official Momo Wallet website. Get started with our API. What is MoMo voucher key number? Please note that the MOMO voucher key is 8020. 2. , *170#. Choose Bank Account. In the remittance industry, if you “solve for Nigeria in and South Africa out, typically you have captured the market”, he says. #mtn #mtnmobilemoney #mtnghana #mtnbundle #mtnairtime #mtntips #vodafone #vodafonecash #westafrica #mtnnigeria #mtnwestafrica #mtnzonebundle #mtnghana #mtnni. ‘8032001234’ You can also deposit money into your MoMo PSB wallet at MoMo agents. 2. e. Tap on the Menu ,and the My Account button. A pop-up message will be sent to the receiver to approve reversal. Demo description for the momo website. Convert Excess Airtime To Cash In Easy Steps. The PSB currently has 166,000 active agents across the. M-PESA registered customers will receive the funds from abroad. Vodafone. MTN Mobile Money wallet holders can use their mobile money account in a number of ways. It supports many pay-in and pay-out methods including bank transfers and cash pick-ups. Transact from as little as R20 on the MTN MoMo App and get access to the MoMo. MTN MoMo. Top-up MTN airtime. Dial *120*321#. All betway vouchers can be used without having to go to a bank. Customer. Select option 8 for 'Reversals''. Despite this, the mobile money operator lost ₦10 billion in 2022 to unauthorised transactions which were caused by a system glitch. Step 4: Enter your unique PIN in the required section. Whether you need to transfer funds to a friend's bank account or top up a mobile wallet, you can do it seamlessly through our platform. (If you wish to send 15. Making bill payments, including DSTV, electricity, and other utility charges. The total cost of the cheapest available option at any given point in the past month was 12. You can use MoMo services to manage your money. Can airtime be converted to cash? Zoranga helps you convert excess MTN, Airtel, 9mobile and GLO airtime to cash. The partnership will also see a strong job employment drive and will see IFC and MTN South Africa seek to recruit 10 000 Mobile Money Agents in 2021 to increase access to affordable financial services in underserved communities. You will be asked to Create a 4-digit Pin, go ahead to enter it and confirm pin again. Today, I will shoe you how to convert Airtime back to Mobile Money Wallet | MTN airtime reversal. Select the country, amount of airtime and type the. Cash-in R20 or more into your MoMo account and get free grocery coupons worth up to R500. Demo description for the momo website. Send the airtime to the highlighted number and in a moment you will receive the estimated value for the airtime. Scancom Limited, Plot OER 6. for free on our website or download our app: Once you’re registered and logged in, you can send an airtime top-up in a few simple steps: Choose to send to one of 130 countries then select Airtime as the transfer method. Our services include Mobile Wallet transfer, Cash Pick, Bank Account Transfer, Airtime TopUp and Card Transfer. Without a doubt, the best way to send money from the US to GrabPay in the Philippines is to choose an online money transfer provider that supports GrabPay payouts in the Philippines. 3. Business, Tech. Initial functionality of MoMo allows users to: Send money to any working cell phone number in. Country to. e. Confirm if you accept the quote and the funds will be deducted from your MoMo. All hope isn’t lost yet. Convert. MTN Zone Snapi Bundle. Since 1994, after being founded in South-Africa, the activities of MTN extended to Nigeria, Ghana, Uganda, and many more countries in Africa. Select to Send Money or do Airtime Top-up. Register/log in to the app with your MTN number and password. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts. Enter a customer phone number. Demo description for the momo website. These platforms, like Remitly, offer MTN Mobile. $1 USD. Promo runs from 15th June – 9th August 2023 Instant. MTN Xtra Time. 18 December 2019. If you’re a prepaid user on one of South Africa’s mobile phone networks, chances are that you use a USSD code every day. or Inventory Info. Pick n Pay. 4%, SSA average- 16. For Electricity, Enter the Meter Number. Latest News. Enter the amount you’d like to deposit and tap Proceed. Visit an MTN MoMo agent or dial the USSD code 120151# on your mobile phone. There’s another way of sending airtime from your mtn line to another mtn line, it’s through ussd code. You’ll receive an SMS message with your current airtime balance. 3. Select the country where money is to be sent. Then enter 1 to initiate the process. Step 1: Enter Your Beneficiary's Phone Number. The service must offer an interface for initiating transactions for agents and/or customers that is available on basic mobile devices. Read this also: how to transfer bonus airtime on Glo network to your friends and loved ones. Step 1: Locate and visit a MoMo agent near you. Experience the convenience of secure and efficient money transfers with us today!Also: How To Transfer Airtime From MTN To MTN. MTN Mobile Money, commonly called “MTN MoMo” in Ghana is a secure electronic service. This is true regardless of where you send money, whether to Nigeria or otherwise. Scan a barcode with your phone to pay. mtn. In Nigeria, recipients may be subject to a new electronic transfer levy of 50 naira, which applies to transfers of 10,000 nairas or above — roughly equivalent to $21. And just like that, the airtime is sent. Users do not have to be MTN customers to take advantage of the service. Step 3: Here, you fill in the required card information such as: Card number, Cardholder's full name, Expiry date, CVV, do it in sequence. Can airtime be converted to voucher? Hi, Lindokuhle, unfortunately, airtime may not be converted to any voucher rather than data bundles. 3. You’ll be asked to input your PIN, do that and send. Push Money From Your MoMo. MTN South Africa has launched MoMo International Airtime, which allows users to purchase airtime for recipients in other. Method 1: Transfer by SMS. You just have to find someone who needs airtime at the time and transfer the airtime to them using the MTN Me2U service. ‘8032001234’ You can also deposit money into your MoMo PSB wallet at MoMo agents. Servicing over 130 different countries, WorldRemit is the ideal money transfer provider for sending airtime. How do I borrow airtime from MTN 2022? Get airtime instantly and only pay for it when you next recharge. Enter the amount you want to send. Go cashless and skip the bank queues. Nigeria receives an estimated $18. To send airtime, you can also dial *136*6328#. What is MoMo voucher key number? Please note that the MOMO voucher key is 8020. Send money to mobile phone users on other local networks. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. 3. A market activation took place Thursday 19 May at Oke-Arin. Input the OTP sent to the phone number and click continue. How do I reverse airtime purchased via MoMo? 15 days ago Updated Did you mistakenly purchase airtime instead of sending money? Worry not! Reverse the airtime to your. Got to option 3, Send Money. Customers of M-Pesa and MTN Mobile Money in East Africa will be able to transfer money to each other following an agreement between Vodafone Group and MTN Group to interconnect their mobile money services. This follows a successful pilot initiated on 16 May 2022, in commemoration of the launch of its GSM operations on 16 May 2001 and the listing by introduction on the Nigerian Exchange Limited on 16 May 2019. SMS will pop up with limit information. In contrast, the cost of the most expensive option was 5. To Access this service, Airtel Money registered customers will: Dial *222#. Withdraw cash at any authorised MTN Mobile Money agent. How To Transfer Airtime On MTN. This fee is added to the advance that will be repaid. When the process has been completed successfully, you will get a confirmation SMS. 00 and the recipient will receive the bundle i. One could also buy data and airtime using MoMo. e your account number, name, and bank to transfer the money into. Fintechs and MTOs can integrate payout options to mobile wallets and bank accounts with Transfer API. Dial: *502*4#. Enter the mobile number 055xxxxxxx (replace the x’s with your Momo Wallet number) Enter the amount you want to transfer. About Mobile Money is a Financial service which can be accessed on the phone and offers services like sending and receiving money, bill payment, international money remittance services as well as Loans and savings at the comfort of your mobile phone. Then select the beneficiary bank name. Play Lotto or Powerball using your YelloBucks and you could be a winner! Log in to your MTN MoMo App today to spend your YelloBucks, dial *120*151# to get started. To terminate on our Zeepay Mobile Money Wallet dial *270# and select Instntmny, then choose bank and complete the process. You can access most of the services using MTN shortcodes. MoMo (MTN Mobile Money) users that are registered, will be able to access the service on the MoMo app or via the MoMo USSD menu. If you want to transfer airtime on MTN, do the following; Dial *136*3# and this will open a pop-up box containing further instructions that you must follow. Locate or Visit MoMo Agent Nearest to You. This includes exposing an application programming interface, or API, to allow third-party developers to build on the. Follow the prompt to complete. MTN Money (MoMo) is a mobile money service available in 15 African countries. eWallet allows anyone to send money to anyone with a valid South African Cellphone number, even if they don't have a bank account. Kenya has been at the forefront of digital wallet adoption in Africa, with the introduction of the M-Pesa platform in 2007. Transfer cash instantly - Transfer money to a MoMo wallet or send cash vouchers to any local cellphone. AFRICA. Best money transfer apps and multicurrency wallets to send and receive money across Africa includes: Transfy Azimo Eversend ChipperCash Remitly Rapidtransfer Wise, etc. SimbaPay. International money transfer to MTN Mobile Money is usually completed instantly. Since then, MoMo has expanded into 16 markets and the electronic wallet has evolved beyond basic transactions. Enter the decimal value of the airtime you wish to send to the person. Just when you complete the above two steps, you will immediately get an SMS to confirm your free N100 bonus credited to your MoMo PSB wallet/account. Informant360 Oct 31, 2023. In general, many excellent providers offer this service, including WorldRemit, Remitly, Skrill, and others, but depending on your exact transfer. MTN Money (MoMo) is a mobile money service available in 15 African countries. g. Select 6 My Wallet. Although this percentage tends to reduce when the bill you are paying is small, the amount can never exceed 2%. You just have to find someone who needs airtime at the time and transfer the airtime to them using the MTN Me2U service. Access your Instant Money Wallet through Internet Banking, Cellphone Banking, on the app or at our ATMs and retail partners, and load money into it. 2. Did U know? With MTN MoMo powered by Ubank, U can buy vouchers for major retailers such as Makro SA, Pick n Pay, Checkers, Shoprite South Africa, Boxer Superstores to be used by family and friends. * 136 * 3# Me4U Recharge another MTN number using a Prepaid voucher. Wait for a while, and enter your MTN Mobile Money PIN. Open the app and select “Transfer Airtime” from the menu. This USSD code allows you to access your Mobile. Users will be charged for the airtime in South African rand and it will reflect in the relevant local currency in the specified country. How do I convert airtime to cash in South Africa? USSD key *600*27*474 How do I reverse airtime from MTN bank? Download the MoMo App. The announcement comes as MTN finalised its engagements with all the relevant regulatory bodies and authorities. Pick option 3 “NetOne, TelOne and Econet Bundles”. So, it’s simple. com or on the mobile app. Select the type of voucher. Send an EFT to your MoMo Wallet. Kineto. MTN is one of the network providers with the most innovations in South Africa. Dial the MTN Airtime Balance USSD code. Ts & Cs Apply. MTN has launched MoMo International Airtime, which allows users to purchase airtime for recipients in other countries. It's a one-stop shop for everything you need. Step 2: Log into Lottostar. Nevertheless, the potential for mobile wallets in South Africa is vast. Step 2: Give the cash to the agent and also provide them with the phone number of the recipient. Any. Select International Money Transfer. You can also pay your bills using MTN MoMo transfer online at a flat rate of 2%. 11. The vouchers are a type of pre-paid card that you can use to transfer money to your virtual Betway wallet. Open your phone dialer and Dial code *671# on your MTN SIM. African Development Bank Group signs $500,000 grant agreement with YDFS Read More. Deposits and Withdrawals. A set of options will then display on your screen. Since then, MoMo has expanded into 16 markets and the electronic wallet has evolved beyond basic transactions. Transfer funds and make purchases using your phone. $1 USD. Select the amount you wish to buy for. Press option 6 to gain access to your mobile money wallet. Register/log in to the app with your MTN number and password. OTT Voucher: BETWAY. What’s more, you don’t even need a bank account. CHUKWUEMEKA CHUKWUEMEKA Level 0 1 / 100 point. Step 2: You have to deposit the airtime on the platform. You can withdraw cash from your MoMo PSB wallet by visiting a MoMo Agent or transferring to other banks. MTN MoMo customers stand a chance to win a share of R100 000 (one hundred thousand rands) over the competition period (8-weeks) when they perform a MoMo Transaction (excluding Cash Out) to the value of R10 (ten rands) or more (the. momo. Globally: To millions of Bank accounts and over 500,000 Western Union locations globally. How do I convert MTN airtime to cash? For example, say you want to transfer airtime of 1500, you simply send a text message with ‘Transfer 08031234567 1500 1234’ to 777. 2. Confirm the transaction, and. Dial *120*151# or download the MoMo app to register and redeem your voucher via cash-in. Withdraw cash at any authorized MTN Mobile Money agent via MTN MoMo App; Top-up MTN airtime via MTN MoMo App; Pay bills via MTN MoMo App; Buy and pay for insurance via MTN MoMo App; Pay employee salaries, airline tickets, school fees and other goods and services via MTN MoMo App; You can transfer funds from your bank. With MTN MoMo South Africa, money is kept in an encrypted digital wallet associated with a user’s MTN mobile phone number. Choose “Top up with IM voucher”. Among its most brilliant discoveries is the MTN MoMo which stands for MTN Mobile Money. It is one of the fastest and convenient method of sending money to your family and friends in Ghana, Zambia, Ivory Coast, South Africa, Liberia, etc. In comparison, the total cost of the most expensive provider was on average 16. If you send money with the cheapest available provider, the total cost of a ZAR-ZMW transfer was 5. April 1, 2023 by ASK SOUTH AFRICA. Then enter your Momo PIN. How Transfer Funds Transfer to GTBank Account. Select the receive country, enter amount and choose the receive method. You should send the airtime to the phone number that you will see. #mtn #how. 4. Then, tap Deposit Funds and select the Credit and Debit Card option. Select the network to buy airtime for. Zeepay is the fastest growing fintech focusing on digital rails to connect digital assets such as mobile money wallets, cards, ATMs, Bank Account and Digital tokens to International Money Transfer Operators, Payments, Subscriptions, International Airtime and Refugee payments. It enables its users to pay utility bills, send and receive money both locally and abroad. Click the red Deposit button in the top right of your screen. Step 3: You would need to write out the amount you want to transfer. You can also send Airtel Money to Airtel Money Subscribers in Kenya, Uganda, Rwanda and receive money from Kenya, Rwanda, Uganda, Malawi, South Africa, Zambia, UK, USA, UAE, Qatar, Oman, Saudi Arabia directly to an Airtel Money wallet. 024XXXXXXX, enter. We value your time, so finding and using. All persons participating in the Competition hereby expressly indemnify the MTN in this.